Field manuals you can work from.
Each volume is written like an institutional playbook: the statute, the procedure, the worksheet and the next step. Instant PDF delivery to your inbox after checkout.
The Identity & Banking Foundation
Start where lenders and banks start. Retrieve and read every consumer file, including ChexSystems, Early Warning Services and LexisNexis. Resolve banking-history problems through the proper channels, secure your identity footprint, and build a bankable foundation before any dispute.
- How to request all your consumer files and what each one controls
- Banking-history recovery: the 30-day reinvestigation process, not “instant clearing”
- Identity and address consistency before you apply for anything
The FCRA Dispute & Credit Restoration Blueprint
The procedure, written out. The FCRA § 611 reinvestigation timeline, how to identify a real reporting defect, FDCPA § 809 debt validation, reporting-status settlement agreements, and how to build a dated administrative record for every step.
- The real dispute clock: 30 days, up to 45, and what the bureau must do
- Why the “24-hour inquiry removal” letter backfires, and what works instead
- Validation and settlement requests written to be adapted in your own words
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