Free guides to start, $7 field guides for your next move, the four-part Playbook, and done-with-you coaching when you want a second set of eyes. Pick your starting point and work it in order.
Choose the one that sounds most like you. We’ll show you where to start, and the next step after that.
Start a file the right way: the right secured card for your situation, plus a builder that reports to all three bureaus.
Pull all eight files, find what's provably wrong and dispute it by certified mail on the 30-day clock.
Join the right credit union, lower your costs and learn to read 0% offers before you sign.
Make the business consistent everywhere, open reporting vendor accounts and plan funding with real math.
No card, no catch. Get a guide, or send us your files for a written snapshot.
Put the bills you already pay on your Experian file, the right way, in one sitting.
Every file lenders read about you, how to get each one free, and the five tests to run before you dispute anything.
Upload your files and get a one-page written snapshot of where you stand and your next three steps.
Short, specific field guides for your next move. Instant PDF.
15 secured and starter cards, the bureau each one usually pulls, and exactly which to apply for in 9 real situations.
Builder loans, pay-to-report tools and rent reporting, including reporting up to 24 months of past rent: real costs, real bureaus.
How Navy Federal eligibility really works (the family route most people miss), the ACC route, and how to pick the best credit union you can join.
The Secured Card Blueprint, the Credit Builder Stack and the Credit Union Access Guide together.
The full method in four parts. Each part is a field manual, a fillable workbook and a gate checklist. Buy the part you're on, or all four.
Pull every file, lock it down, audit it and dispute by certified mail, with the law behind each step.
Make the business real and consistent: LLC, publication, EIN, bank, D-U-N-S and the consistency audit.
Build business credit with suppliers that pass the 4-question audit, pay early and verify reporting.
Price every option in one number, decode 0% offers, apply on purpose and write the payoff plan.
All four parts in one 98-page book, plus the four separate parts and all four fillable workbooks. Work the whole method in order: Repair, Establish, Build, Fund.
When you want a coach on your actual files. You stay in control: you sign and send everything yourself.
A 60-minute session on your actual reports with a written next-step plan. Opens after a New York attorney reviews our client agreement.
Done-with-you dispute letters (your name, your signature) and response reviews. Opens after our attorney review. Until then, Playbook Part 1: Repair walks you through the same method.
Six 45-minute sessions over 90 days through Establish and Build, with workbooks, the client toolkit and a 90-day hand-off plan.
A 60-minute session to price your options in one number and leave with a written Funding Plan.
Most people need more than one stage. The Complete Edition gives you all four parts, all four workbooks and the 98-page combined book for less than buying Parts 3 and 4 alone.
Secure checkout through Stripe. Your files arrive by email, and they're yours to keep.
Pay through Stripe's secure checkout. We never see or store your card number.
Your download link arrives at the email you used at checkout, usually within a few minutes.
Each guide ends with your next step. Stuck? Send your files for a free review and we'll point the way.
If a credit company offers any of these, walk away. Our products teach the law, the math and the paperwork, and the results depend on your own files.
Still unsure which one is right? Email admin@pifflord.com and tell us where you are.
Email usIf you're new, start with the free Experian Boost Playbook and the free 8-File Audit. Then pick the Starter guide or Playbook part that matches where you are. The “Find my starting point” cards at the top of this page map it out.
Your download link arrives at the email you used at checkout, usually within a few minutes. Can't find it? Check Promotions or Spam, or email admin@pifflord.com.
The Starter guides are short and focused on one move: a secured card, a builder, a credit union. The Playbook is the full four-stage method with workbooks and gate checklists.
No. Our coaching is done with you: we prepare letters and plans with you, and you sign and mail them yourself. That keeps you in control of your file and keeps the protections the law gives you.
No one can honestly guarantee a score, deletion, approval or funding amount, and we never do. You also have the right to dispute inaccurate information with the credit bureaus yourself, at no cost.
If a file won't open or something's wrong with your order, email admin@pifflord.com and we'll make it right. Full terms are on our Terms of Use page.
The Experian Boost Playbook shows you how to put the bills you already pay on your Experian file, the right way. Takes one sitting.
For educational purposes only. Not legal or financial advice. No score, approval, deletion or funding amount is promised.
